Rejection Reasons

At the time of submission of personal loan, the most annoying is when we again need and more - awaited the results, it turns out that comes even SMS or rejection letters ..... wah ...!! plan would be used to pay for it so it paid off ....
For that perhaps this post can memngobati disappointment ..!

To apply for a personal loan, in general terms, namely:
1. With reference Slip salary.
2. Reference credit card.



For submission with reference paycheck will take much longer process than credit card references.

Connecting from the previous topic about the rejected application or credit agreement which does not comply with the submission.
The reasons for refusal in general are:

For reference program paycheck:
1. Scoring.
2. Akki checking.
3. Minimal income.
4. SID Negative.
5. Gross income per year.
6. Failure in the verification aplcant house.
7. Salary Slip doubt.
8. Failure in the verification of applicant's office.
9. Results of verification via Telphone not address.


For reference program credit card:
1. Akki Checking.
2. SID Negative.
3. Income Adequacy applicant to meet debt obligations and needs.
4. Age period of less than credit card required.
5. Use credit cards exceed credit limit.
6. The number of credit application.
7. Credit history of applicant
8. Period of employment from the prospective applicant.

From the point above is very important so we can better maintain the credibility of the data themselves on credit history and others. This information is intended to help the circle of ignorance, so do not accidentally included in the category of the Black List or the other and thus difficult to relate to his credit

source : by kartukreditindonesia.com